Payday Loans

Payday loan: what are the benefits

Clear the way for your wishes. A new car, a nice vacation trip or just renovating your apartment – fulfill your wishes with a payday loan. Our purchase loan gives you the financial freedom you need for this. The payday loan is a consumer loan.


The payday loan at a glance

personal loan

Installment loan according to your wishes

Your Moneyrule Bank adapts the purchase credit to your personal life situation, your goals and wishes. Monthly installments tailored to your needs and a fixed agreed term make the repayment transparent and predictable for you at any time.


Your benefits with a purchase loan

  • Individual financing, tailored to your needs
  • Immediate availability of your purchase loan after approval
  • Planning security thanks to a fixed term
  • Installment loan with constant installments
  • Interest rate security over the entire term
  • Free use


Commitment to residual credit insurance

credit insurance

Security for you as a borrower

Protect yourself and your loved ones against the financial consequences of unemployment, incapacity to work or death. This way you can implement your plans and plans without worrying about such risk cases. Moneyrule Bank will be happy to make you a loan offer with residual credit insurance to prevent overindebtedness if such unexpected events occur.

Commitment to our house

The residual credit insurance is a voluntary addition to your credit contract. It is therefore not necessary to have a degree to obtain a loan. We also expressly point this out to our customers in the context of personal advice and advice documentation.

Your Moneyrule Bank has signed up to the self-commitment to residual credit insurance of the German credit industry (DK) and is committed to further increasing transparency towards you as our customer. As part of a tailored consultation, we work with you to determine your individual insurance cover. Already in the offer, we will clearly inform you of the amount of the insurance premium. If you decide to co-finance the insurance premium, we will inform you about the monthly credit installment, both with and without the contribution for the voluntary residual credit insurance. This gives you a better overview of your future financial obligations.


For what purposes is the purchase loan paid out?

No matter whether new car, new furniture or a nice holiday – the payment of your purchase loan is usually made regardless of your personal purpose. You decide which wishes you want to fulfill.


What is the borrowing rate?

The borrowing rate only includes the interest costs for drawing on the purchase loan.


What is the APR?

The APR shows the actual total cost of a purchase loan. In addition to the borrowing rate, the annual percentage rate also takes all other costs associated with the purchase loan into account. The APR is therefore the decisive factor when comparing different loan offers.

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